Organization

The Banco di Caribe's organization is a very social entity whose goal is to provide financial services to the communities of Aruba, Bonaire, and Curacao.

Flat organization
In spite of the bank's growth over the years, its organizational structure has deliberately been kept flat to ensure among others the following:

-	the close supervision of all business processes by management,
-	the adherence of all policies and procedures by staff and personnel,
-	the direct line of communication between our frontline employees and management,
-	the availability of management to the common client for personal attention,
-	the constant monitoring of customers' needs, the adjustment/creation of new products and services,

Dynamic
We encourage our staff and personnel to continuously explore innovative solutions to present banking needs as well as operational issues. Recently a Research and Development Committee was formed to assist in the afore-mentioned. Besides these efforts, management also confers on a regular basis with department heads, supervisors, and individuals representing all departments, with the goal to assess a wide range of bank issues, ranging from customer satisfaction to business processes to new business opportunities.

Social entity
Our organization is comprised of individuals from many distinctive cultures, yet all working in complete harmony with one another. The bank strives to accommodate one's needs as much as possible, by being flexible, yet following strict rules and procedures that enable individuals form various backgrounds to feel at home. We believe that the multi cultural flavor of our islands is something to be cherished.
In 2001 the “Personeels Vereniging Banco di Caribe” was established and quickly energized the organization through various projects and events. The personnel organization not only organizes activities for members, non-members, and their families, but also for the community in general throughout the year.

Supervisory Board of Directors
Wilfred J. Curiel	Chairman of the Board
Olindo Koolman	Board member
Alberto C. d'Abreu de Paulo	Board member

Board of Managing Directors
Eduardo de Kort	CEO General Managing Director
Eduardo A. de Kort	Managing Director
Kenneth Abraham	Managing Director
Percival Virginia	Managing Director

Business and Support Units:
Kenneth Abraham	Credit & Collections
Ricardo Halabi	Investment
Rita Etnel	Insurance
Jasmin van Dijck	Marketing & PR
Migdalia Sambo	Human Resources
Percival Virginia	Legal Council
Daniel de Kort	Treasury
Robert Granger	Information, Communication Technology
Peter van Dijseldonk	Finance & Administration Internal Audit
Rignald Martina	Maintenance

Departments heads/supervisors:
Soraya Flores	Mortgages
Yolanda Hooi	Personal Loan
Francis Thompson	Documentary Collection
Winston Janga	Local Collection
Peter van Dijseldonk	Chart of Accounts
Hanz Hellburg	Reconciliation
Anthony Kelly	EDP
Maike Eustatius	Network systems
Ivette Marchena	Card Services
Ethel Carvajal	Transfers
Carmensita Andrea	Customer Information Center
Helen Boekhoudt	Cash
Xiomara Tweeboom	Clearing
Ingrid Selassa	File
Dennis Dunker	MOT officer
Steve Peterson	Security

Banco di Caribe branches in the N.A.
Marilyn Adriana	Punda Manager
Ivette Leonard	Otrabanda Manager
Seetah Penalver	Sta. Maria Manager
Martha Schutte	Bonaire Manager

Banco di Caribe Aruba operation
Herbert Ignacio	Manager
Menelio Loefstok	Manager

Consolidated companies Banco di Caribe

Banco di Caribe N.V. N.V. Trust Maatschappij van Banco di Caribe Progresso Real Estate N.V. Bancarib Real Insurance Aruba N.V. Bancarib Real Insurance Curacao N.V.