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Corporate Banking Services Real Estate Loans

Banco di Caribe real estate loans lets you finance commercial properties for retail, industrial, office or mixed use, with a repayment term up to 15 years. Business owners looking into the acquisition of a personal residence are given the opportunity to finance their property up to 25 years, with a maximum loan cancellation age of 60.


Resident Real estate loan features:

  • Can be used to construct, purchase, or refinance an owner-occupied business property, or expand or remodel existing facilities
  • Provides a one-time lump sum for real estate purchases
  • Competitive rates of interest
  • Secured by the real estate property you’re financing through the rights of Mortgage
  • Up to a maximum of the Foreclosure value
  • For real estate construction, the mortgage loan is disbursed according to a construction disbursement schedule


Non Resident Real estate loan features:

  • Can be used to construct, purchase, or refinance an owner-occupied business property, or expand or remodel existing facilities
  • Provides a one-time lump sum for real estate purchases
  • Competitive rates of interest
  • Secured by the real estate property you’re financing through the rights of Mortgage
  • Up to a maximum of 60% of the Purchase price or Market value, whichever is lower
  • For real estate construction, the mortgage loan is disbursed according to a construction disbursement schedule


Real estate loan requirements:

  • Company financials of the two (2) most recent years
  • Copy of Purchase contract required (if purchase)
  • Construction budget (if construction)
  • Copy of a recent appraisal report less than one (1) year, prepared by one of the Banks preferred appraisers. Please contact the bank for the list of appraisers we work with.
  • Company Bank statements (if not a BdC client)
  • Personal guarantees by company owner(s), BdC net worth statement must be completed and submitted

Make an appointment with an account manager.

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Corporate Banking ServicesReal Estate Loans